Care Credit

Because your smile is important to us, we offer CareCredit®, a healthcare credit card specifically designed to pay for treatments and procedures not covered by insurance. With CareCredit you can:

  • Pay for co-payments, deductibles, and treatment not covered by insurance
  • Start treatment immediately and pay over time with low minimum monthly payments
  • Pay for other healthcare expenses for you and your family without having to reapply (subject to credit approval)
  • Reserve existing credit cards for household or unplanned expenses
  • Have no annual fees
  • Apply online at CareCredit.com or call (800) 365-8295

CareCredit offers a range of payment plans so that you can find one that works best for you. Below is the Park Dental policy for CareCredit use:

No Interest Plans
Term Balance Required
  • 6 month no interest option
  • 12 month no interest option
  • Minimum $300 in charges
  • Minimum $500 in charges

Note: We do not offer a no interest payment option in excess of 12 months. No Interest if Paid in Full within 6 or 12 Months (based on your plan option) on purchases of $300 or 500 or more (based on your plan option) with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6 or 12 months (based on your plan option) or if you make a late payment. Minimum Monthly Payments Required.

* Valid on CareCredit account. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. On promo purchase balance, monthly payments required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in 6 or 12 months (based on your plan option), and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and treated as a non-promo balance. Finance Charges will be accrued at the Purchase APR and assessed from purchase date. Standard terms apply to non-promo purchase and optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to penalty APR. Payments over the minimum will be applied as required by applicable law. As of 2/1/10, APR 24.99% & on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge $2.00. Subject to approval by GE Money Bank.

Extended Payment Plans
Term Balance Required
  • 24 month extended
  • 36 month extended
  • 48 month extended
  • Minimum $1,000 in charges
  • Minimum $1,000 in charges
  • Minimum $1,000 in charges

Note: 14.90% APR and Fixed Minimum Monthly Payments for 24, 36 or 48 months on purchases of $1000 or more with your CareCredit card. Accounts at Penalty APR ineligible for reduced APR. Fixed Minimum Monthly Payments Required. Penalty APR may apply if you make a late payment.

* Valid on purchases of $1000 or more (24, 36 or 48 months). On promo purchase, fixed monthly payments equal to 4.8439% of initial purchase balance for 24 months; 3.4616% of initial purchase balance for 36 months; 2.7780% of initial purchase balance for 48 months, and Finance Charges will be applied to promo balance at a reduced 14.90% APR if (1) promo purchases paid in full in 24, 36, or 48 months as reflected on the front side of your sales slip and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated, and standard terms apply to non-promo purchases, and optional charges. Purchase APR or Penalty APR (if applicable) up to 29.99% apply to expired and terminated promotions and optional charges. Promo purchases on existing account may not receive full benefit of promo terms, included reduced APR if applicable, if account is subject to penalty pricing. Payments over the minimum will be applied as required by applicable law. Subject to approval by GE Money Bank.

Applying for CareCredit is quick and easy. Simply choose the option you prefer:

  • In person:
    • Ask for an application at your Park Dental location
    • Complete and sign the application
    • Return to your Park Dental practice for processing
  • Online:
    • Go to www.carecredit.com
    • Fill out the patient application
    • Receive a decision almost instantly
    • Contact your Park Dental practice to schedule treatment
  • By phone:
    • Call (800) 365-8295
    • Receive a decision almost instantly
    • Contact your Park Dental practice to schedule treatment

 

Frequently Asked Questions

Can I use my CareCredit card for other family members?
Yes. You can use CareCredit for your entire family’s healthcare needs (even the family pet) without having to reapply (subject to credit approval).

Can I use my CareCredit card again with no interest?
Yes. As long as you have credit available, you can use CareCredit multiple times for other treatments, and have different No Interest plans on your account at the same time without having to reapply.

Will using CareCredit cause problems with my insurance?
No. CareCredit is a revolving line of credit designed specifically to help you pay for healthcare expenses not covered by insurance and does not affect your insurance coverage in any way.

Can I begin treatment right away even if I haven’t received my CareCredit card?
Yes. You can use your CareCredit account immediately. You will receive your card in the mail within 3 weeks.

Is the information I provide CareCredit confidential?
Yes. Your privacy is important to us. We guarantee all personal information you provide will be kept strictly confidential.

How do I pay my monthly balance?
You will receive a monthly statement. Simply pay your monthly balance by mail with a check or money order. Or you can pay online at www.carecredit.com.

Who do I call if I have questions?
We have Customer Support Representatives available to assist you with all your account nees at (866) 893-7864.
 

 

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